UK
Law and jurisdiction
Clarity
Straightforward wording
1. Eligibility and Use
You must be at least 18 years old to use this site. You agree to use the site only for lawful purposes and in accordance with these terms. You are responsible for your own equipment, internet access, and for maintaining the confidentiality of any information you submit. We may modify, suspend, or discontinue any part of the site without notice where reasonable to do so.
2. No Investment Advice
Content on this site is for education and general information. It does not constitute investment, financial, legal, tax, or other professional advice and does not take account of your personal circumstances. Decisions you make using information here are your responsibility. If you require personalised advice, consult a suitably regulated adviser. Capital is at risk and past performance is not a reliable indicator of future results.
3. Research Content and Subscriptions
Where we provide research notes, models, or briefings, access may be subject to subscription terms communicated at the time of purchase or onboarding. We reserve the right to change coverage, cadence, pricing, or access rules with reasonable notice. Unless otherwise stated, subscriptions renew on the stated frequency and can be cancelled effective at the next billing period. To protect our intellectual property, redistribution is not permitted without written consent.
4. Intellectual Property
All content on this site, including text, graphics, logos, and design elements, is owned by or licensed to Northbridge Capital Advisory Ltd and is protected by intellectual property laws. You may view and download materials for personal, non-commercial use only. You must not copy, reproduce, modify, translate, distribute, or create derivative works without our prior written permission.
5. Prohibited Conduct
You agree not to misuse the site, including by attempting to gain unauthorised access, introducing malware, scraping content, interfering with functionality, or using the site to transmit unlawful, misleading, or harmful material. Automated access is restricted to standard search engine indexing in line with industry norms.
6. Third-Party Links and Tools
The site may reference third-party services or contain links to external websites. We do not control and are not responsible for their content, policies, or practices. Use of third-party sites is at your own risk. Any tools or embeds are provided as-is and may be subject to the provider’s terms.
7. Privacy and Cookies
Our handling of personal data and our use of cookies are described in the Privacy Policy. By using the site you acknowledge that communications over the internet are not risk-free and you accept those risks while we work to reduce them with proportionate safeguards.
8. Disclaimers
The site and all content are provided on an as-is and as-available basis. To the fullest extent permitted by law, we disclaim all warranties, whether express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the site will be uninterrupted, secure, or error-free, or that defects will be corrected.
9. Limitation of Liability
To the maximum extent permitted by law, Northbridge Capital Advisory Ltd and its personnel shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for loss of profits, revenues, data, or goodwill arising out of or related to your use of the site or content. Our total liability for any claims arising from these terms or the site shall be limited to one hundred pounds sterling, except that nothing limits liability for fraud or for death or personal injury caused by negligence where such limitation is unlawful.
10. Indemnity
You agree to indemnify and hold harmless Northbridge Capital Advisory Ltd from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising from your misuse of the site or breach of these terms.
11. Changes to These Terms
We may update these terms to reflect legal, technical, or business changes. The Last updated date shows the latest version. If changes are material, we will take reasonable steps to alert users. Your continued use of the site after updates constitutes acceptance of the revised terms.
12. Governing Law and Jurisdiction
These terms and any non-contractual obligations arising out of or in connection with them are governed by the laws of England and Wales. The courts of England and Wales shall have exclusive jurisdiction, subject to any consumer protection rights that provide otherwise in your country of residence.
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